Any system will have those who thrive and those who drown in it. Capitalism's winners are the psychopathic exploiters while almost everyone else are the losers. And it is driving the world towards climate collapse, mass extinction, and mass human deaths. The real fantasy is that humanity can continue business as usual under it without paying a very steep price very soon.
What I'm describing is of course not for everyone. Nothing ever is. The free-loaders will hate it, and the psychopathic exploiters among them will hate it even more. But it is a system where people who believe in collaboration and fairness will thrive.
It is not for everyone, for sure.